Affordable Care Actby Senator Daniel Coats
Posted on 2013-12-16
COATS. I know we will be voting shortly. The narrative out of the
White House is that this health care plan is starting to work. That is
not what I am hearing from home, and many are questioning this.
The Wall Street Journal today published an analysis showing how the health care law will raise premium rates. We all are familiar with the President's promise that rates will not increase under the ObamaCare, Affordable Care Act. According to The Wall Street Journal, Americans-- particularly young, healthy adults--``could see insurance rates double or even triple when they look to buy individual coverage.'' Other groups, Oliver Wyman, PricewaterhouseCoopers, and Milliman, all issued reports estimating that ObamaCare would increase premiums by up to 60 percent.
On and on this drama goes with broken promises. The American people are learning and discovering promises were made when this law was passed--and all through the 3\1/2\ years leading up to where we are-- and assurances were coming from the President and the White House: Don't worry. Your premiums won't go up, period. You can keep the doctor that you have, period. It is not going to cost any more money, period.
Those promises have been broken and Hoosiers are finding out about this every day.
Regardless of the statements coming out--don't worry, everything is going to be OK, sort of take it to the bank, trust us--that is not what is happening on the ground.
People are writing to me. They are calling our office. They are tweeting, emailing, and doing everything they can to give us these horror stories, saying: Do I have to do this? Unfortunately, they do. Edward from Chesterton, IN, said he has spent countless hours on healthcare.gov searching for a health care plan. He discovered that the plans offered under the ObamaCare exchange had expensive premiums that he hadn't anticipated. In order to afford the monthly premiums, he has to choose the plan for [[Page S8834]] his family with unaffordable deductibles in order to keep his premiums at the level he can afford to pay. It is basically: Edward, don't get sick. Don't have a medical expense throughout your family every year, and you will be OK. But if you do, what you didn't pay in premiums you are going to have to pay in much higher deductibles.
John from Martinsville, IN, was finally able to get on the healthcare.gov Web site. He found the bronze plan that was going to be at least $100 more per month. He doesn't qualify for a government subsidy, and he doesn't see any way this new law will be saving money for his family. John says the only thing he sees is that he now will be subsidizing the health care system even more than before the law was passed.
DeWayne from Shipshewana, IN, wrote to tell me that not only is the small group health insurance plan his business currently offers not available any longer starting in 2014, but in his 15 years of administering the business health plans, he said he has never seen a rate increase this high.
DeWayne's health insurance plan for him and his business employees will increase 65 percent in this coming year. DeWayne's small group health insurance is increasing 65 percent for 2014--and this is called the Affordable Care Act? I wish to give one more broken promise. William from Granger, IN, wrote and told me that his wife who works as a part-time nurse will no longer be offered health care since she works part-time. I assume they have children at home or maybe the hospital has determined they want to stay under that 40-hour workweek level, so they put her on part-time. I am not exactly sure what the case is.
In any event, they have discovered they will have premiums rise from $11,544 a year under their current plan to $19,076 per year, an increase of over $7,500.
He goes on to say: ``So much for [the President's promise] if you like your plan . . . if you like your doctor . . . your costs will go down by $2,500.'' William's costs go up by $7,500.
This isn't only Republicans in Washington highlighting these health care costs. These are Hoosiers from all backgrounds, Republicans, Democrats, and from all walks of life, sharing their stories with me about how they are paying the price for the President's broken promises.
I yield the floor, and I suggest the absence of a quorum.
The PRESIDING OFFICER. The clerk will call the roll.
The legislative clerk proceeded to call the roll.